Limitation means that after a specified period the debtor may refuse payment, even if the debt actually exists. This makes time crucial in debt recovery: the sooner you start, the lower the risk of the claim ‘expiring’.
Basic limitation periods
- 2 years, typically claims arising from sales in the course of business and many services.
- 3 years, claims connected with running a business and recurring claims (such as interest).
- 6 years, the general period for other claims (including those confirmed by a final judgment).
The limitation period usually ends on the last day of the calendar year (for periods of at least two years). The specific period depends on the type of claim; we will assess it in your case.
What interrupts the limitation period?
- The debtor’s acknowledgment of the debt (for example, a partial repayment or request for instalments).
- Filing a claim or application with a court or court enforcement officer.
- An application for a settlement attempt or the start of mediation.
After interruption, the period starts afresh. A well-documented demand and prompt action therefore make a real difference.
Do not delay debt recovery
If you have an unpaid invoice, check how much time remains. Submit your case online: we will verify the limitation period and take steps to interrupt it. You can calculate interest using interest calculator.
This material is for information only (as at lipiec 2026) and does not constitute legal advice. We will assess your specific case after you submit it.
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