From compensation to the modern e-PGW digital platform
Polska Grupa Wierzytelności (PGW) has been operating since 2013. We started in a small office in Legnica, helping people injured in accidents pursue the compensation for financial loss and non-material harm due to them. From the outset, we prioritised an individual approach, effectiveness and comprehensive client support.
In the following years, responding to growing market needs, we gradually expanded our services. We developed support in legal matters, debtor defence, consumer bankruptcy proceedings, the free credit sanction and foreign-currency loan cases (Swiss francs, euros, dollars and other currencies), as well as debt restructuring for individuals and businesses.
At the same time, we steadily strengthened debt recovery services throughout Poland, expanding support for creditors, businesses and individual clients. With growing experience, PGW evolved from a compensation company into a provider of a broad range of services relating to receivables, debt and financial and legal matters.
Today we work in Wrocław's business district on ul. Gwiaździsta and serve clients across Poland. We have partners in all regional capitals, many county towns and smaller communities.
2026 marks another important stage in our history: digitising services and developing the e-PGW platform. We are introducing modern solutions that enable clients to submit cases online, provide documents electronically, communicate more easily and access information about ongoing proceedings. We are also developing automation and artificial intelligence tools to support everyday case handling.
Today we combine over 13 years of experience with modern technology to provide clients across Poland with convenient, transparent and professional service.
Polska Grupa Wierzytelności: experience, trust and technology serving our clients.
What we do
Case tracking in e‑PGW is available for debt recovery and consumer bankruptcy. How you submit your case and provide documents depends on the case type. We handle other services outside the app, with contact by phone and email.
Business and personal debts: invoices, loans, rent and sales. We analyse documents, pursue amicable recovery and coordinate further steps; an independent advocate or legal adviser handles court representation.
Injuries following road accidents, medical errors and workplace accidents. We compile documentation and communicate with the insurer; an independent representative acts for you in court.
Damage to vehicles, real estate and business property, and underpaid claims. We review the estimate and documentation, submit the claim and negotiate with the insurer. We check the insurer's estimate free of charge.
Free initial review of your credit or loan agreement. Each agreement requires an individual assessment by a lawyer; we agree further services and their costs before working together. The outcome cannot be guaranteed. Send your agreement online.
Assessment of the debtor's situation and compilation of documents. An independent legal adviser or restructuring adviser handles the application and representation in the proceedings. Track your case in the portal; we check eligibility free of charge.
Assessment of the company's situation, compilation of documentation and organisational services. An independent law firm or licensed restructuring adviser handles the application, representation and proceedings. The initial assessment is free.
Assessment of the company's situation, collection of information for the plan and document coordination. A licensed restructuring adviser conducts the proceedings; an independent law firm performs reserved legal activities. The assessment is free.
An option to finance proceedings costs in return for a higher commission, deducted from the amount recovered in the case. We record the scope of financing, terms and selected option in the agreement before starting. Available following a positive eligibility assessment.
How we work
Clear communication and case status
Case tracking in e‑PGW is available for debt recovery and consumer bankruptcy. How you submit your case and provide documents depends on the case type. We handle other services outside the app, with contact by phone and email. A person makes decisions about your case, and an independent legal adviser or advocate performs activities reserved to lawyers.
Data security
The database, file storage and authentication are currently provided by Supabase Inc. (Frankfurt region, Germany); Microsoft Azure is intended to take over this role. The application layer and AI services run on Microsoft Azure. The Privacy Policy describes processing and transfer rules. We encrypt data at rest and in transit. Access to each case is controlled; events are monitored and logged. The controller handles personal data protection matters: write to iod@e-pgw.pl.
Clear terms for working together
The initial assessment is free. Further fees depend on the service and arrangement: a success fee, a fee per stage or an individual quote. We explain the rate and the costs you bear before you sign the agreement.*
See how we could handle your case.
A short consultation is free and carries no obligation. Tell us what happened and we will make an initial assessment of your prospects and explain possible outcomes and next steps.
Polska Grupa Wierzytelności
We help individuals and businesses with receivables, compensation and debt issues.We are not a law firm.Independent professionals carry out reserved legal work and provide representation.We help individuals and businesses with debt recovery, compensation, credit agreement assessments, bankruptcy and restructuring matters.We are not a law firm.PGW provides assessment and organisational support; independent professionals carry out reserved legal work and represent clients.
President of the Management Board: Grzegorz Wiatrowski.
- Since 2013in business
- Over 3 000cases entrusted to us
Scope
Individuals and businesses
Legal form
Sp. z o.o.
Coverage
All of Poland
Standard
GDPR compliance
What we do
Case tracking in e‑PGW is available for debt recovery and consumer bankruptcy. How you submit your case and provide documents depends on the case type. We handle other services outside the app, with contact by phone and email.
Debt recovery
Business and personal debts: invoices, loans, rent and sales. We analyse documents, pursue amicable recovery and coordinate further steps; an independent advocate or legal adviser handles court representation.
Personal injury compensation
Injuries following road accidents, medical errors and workplace accidents. We compile documentation and communicate with the insurer; an independent representative acts for you in court.
Property damage compensation
Damage to vehicles, real estate and business property, and underpaid claims. We review the estimate and documentation, submit the claim and negotiate with the insurer. We check the insurer's estimate free of charge.
Free credit sanction under Polish law
Free initial review of your credit or loan agreement. Each agreement requires an individual assessment by a lawyer; we agree further services and their costs before working together. The outcome cannot be guaranteed. Send your agreement online.
Consumer bankruptcy
Assessment of the debtor's situation and compilation of documents. An independent legal adviser or restructuring adviser handles the application and representation in the proceedings. Track your case in the portal; we check eligibility free of charge.
Business bankruptcy
Assessment of the company's situation, compilation of documentation and organisational services. An independent law firm or licensed restructuring adviser handles the application, representation and proceedings. The initial assessment is free.
Restructuring
Assessment of the company's situation, collection of information for the plan and document coordination. A licensed restructuring adviser conducts the proceedings; an independent law firm performs reserved legal activities. The assessment is free.
PozwijGo financing
An option to finance proceedings costs in return for a higher commission, deducted from the amount recovered in the case. We record the scope of financing, terms and selected option in the agreement before starting. Available following a positive eligibility assessment.
How we work
Clear communication and case status
Case tracking in e‑PGW is available for debt recovery and consumer bankruptcy. How you submit your case and provide documents depends on the case type. We handle other services outside the app, with contact by phone and email. A person makes decisions about your case, and an independent legal adviser or advocate performs activities reserved to lawyers.
Data security
The database, file storage and authentication are currently provided by Supabase Inc. (Frankfurt region, Germany); Microsoft Azure is intended to take over this role. The application layer and AI services run on Microsoft Azure. The Privacy Policy describes processing and transfer rules. We encrypt data at rest and in transit. Access to each case is controlled; events are monitored and logged. The controller handles personal data protection matters: write to iod@e-pgw.pl.
Clear terms for working together
The initial assessment is free. Further fees depend on the service and arrangement: a success fee, a fee per stage or an individual quote. We explain the rate and the costs you bear before you sign the agreement.*
Company registration details
Name
Polska Grupa Wierzytelności sp. z o.o.
NIP / KRS / REGON
NIP: 6912503202KRS: 0000478567REGON: 022256449
Registered office
ul. Gwiaździsta 6/5, 53-413 Wrocław
Contact for data protection matters
iod@e-pgw.plStart your case with a free assessment
The initial assessment is free and carries no obligation. We explain possible steps and the costs of further services before you sign an agreement.
FAQ
Frequently asked questions
If you have not found an answer, write to us and describe what you need.
Ask a question- Who is Polska Grupa Wierzytelności?
- We help individuals and businesses with debt recovery, compensation, credit agreement assessments, bankruptcy and restructuring matters. We are not a law firm. PGW provides assessment and organisational support; independent professionals carry out reserved legal work and represent clients.
- Which cases can I track in e‑PGW?
- Case tracking in e‑PGW is available for debt recovery and consumer bankruptcy. How you submit your case and provide documents depends on the case type. We handle other services outside the app, with contact by phone and email.
- Where is data processed?
- The database, file storage and authentication are currently provided by Supabase Inc. (Frankfurt region, Germany); Microsoft Azure is intended to take over this role. The application layer and AI services run on Microsoft Azure. The Privacy Policy describes processing and transfer rules. Providers and their locations are listed in the subprocessor register.
- How can I contact you?
- We accept case submissions online. Your account is used to track debt recovery and consumer bankruptcy; for other cases, we contact you by phone and email. Write to kontakt@e-pgw.pl or call +48 720 13 14 15.