PGW, Polska Grupa Wierzytelności sp. z o.o.My account

How we handle your case

Five steps, one portal. No visit to our office or calls to a helpline, with your full history available in your account.

  1. 01

    Case submission

    Complete the online form or scan documents with your phone. OCR extracts the data, which you check before sending.

  2. 02

    Free assessment

    We make an initial assessment within one business day of receiving a complete submission. We then let you know the next step.

  3. 03

    Online agreement

    Download the agreement as a PDF, sign it with a free trusted signature through mObywatel albo by hand on paper and send it back.

  4. 04

    Case handling

    Payment demands, claims, experts and hearings. Reserved legal activities are performed by an authorised representative. You can see your case status 24/7.

  5. 05

    Settlement

    Once the case ends, we issue an invoice and settle our fees; for property-related claims, this is after the funds are recovered.

Who it is for

What we do

Choose a category and the system will guide you through the relevant questions, documents and agreement. Your case goes straight to the team responsible for that area.

Personal injury compensation

Road accidents, medical errors and ZUS: we pursue compensation for non-material harm and reimbursement of treatment costs.

  • Road accidents
  • Medical errors
  • Workplace accidents

Individuals

Property damage compensation

Vehicle and property damage, undervalued OC/AC assessments; commission of 15⁠–⁠40% of the amount recovered.

  • Vehicle damage claims
  • Damage to business property
  • Undervalued OC/AC assessments

Individuals and businesses

Debt recovery

We recover overdue debts through amicable settlement, court proceedings and bailiff enforcement; success-based commission from just 6%.

  • Demands for payment
  • Court claims / EPU
  • Enforcement proceedings

Individuals and businesses

Consumer bankruptcy

A way out of the debt cycle for individuals: comprehensive support, from assessment to debt relief.

  • Eligibility assessment
  • Compiling documents
  • Repayment plan

Individuals

Business bankruptcy

Business insolvency: we establish when it arose, gather documents and guide you through the application.

  • Insolvency assessment
  • Deadlines and management board risk
  • Application and documentation

Businesses

Restructuring

An arrangement with creditors instead of bankruptcy, for businesses that are insolvent or at risk of insolvency.

  • Business viability assessment
  • Choosing the proceedings
  • Recovery plan and arrangement

Businesses

VAT invoice
FV/2025/000441
Gross amount
12 480,00 zł
Due date
14.04.2025
NIP detected
123-456-78-90
Amount
12 480,00 zł
Done
Case created
Document scan

Scan an invoice or document and the system does the rest automatically

You do not fill in forms by hand. Take a photo in the app and our system automatically extracts key information and organises your case. The document stays in the digital case file and the information goes into the relevant fields.

Take a photo

Invoices, demands, policies, receipts, ZUS decisions and court correspondence.

OCR + AI

The system extracts dates, amounts, NIP tax numbers, case numbers and parties to proceedings.

An organised case

Information goes into form fields and the document goes into the digital case file.

Faster than manual entry

Check the extracted information and fill in anything missing before submitting.

We recognise documents including VAT invoices, receipts, demands for payment, orders for payment, third-party liability policies, ZUS/KRUS decisions without health information and court orders.

Do not submit medical documentation or health information through the public form. For a personal injury compensation case, leave your contact details; the team will agree a secure way to handle the next steps.

e‑PGW app

Submit your case from your phone in a few steps

Submit your case by phone, with no office visit or printouts. Attach documents as photos or PDF files.

  1. Step 01
    Install the app

    Open e‑pgw.pl in your phone's browser and select “Add to Home Screen”. Works on Android and iPhone, with no app store needed.

  2. Step 02
    Create an account

    Enter your email address and confirm your account using a 6-digit code or the link in the email. You are ready to submit your case.

  3. Step 03
    Add a case

    For debt recovery, take a photo of the invoice or upload a PDF. Check the extracted information, then submit your case.

  4. Step 04
    Track progress

    Receive push notifications whenever the status changes. The app includes a chat with your case manager and a downloadable PDF of your agreement.

  • Scan a receipt, invoice or demand for payment; OCR fills in the form
  • Push notifications for every status change (without message content, in line with GDPR)
  • All your agreements and letters in one place
  • Chat with your case manager, with your conversation history saved
How to install

Works as a web app (PWA) on iPhone and Android: install it directly from your browser, with no app store needed. App Store and Google Play versions are in development. On a computer, sign in through your browser without installing anything.

9:41e‑PGW
Hi, Anna
Your cases
SP-2026-0042
Third-party liability compensation
In court
WIN-2026-0011
Debt recovery FV/2025/441
Payment demand
UPK-2026-0003
Consumer bankruptcy
Assessment
Scan the document and we will fill in the rest

See how we could handle your case.

A short consultation is free and carries no obligation. Tell us what happened and we will make an initial assessment of your prospects and explain possible outcomes and next steps.

Contact us

How we handle your case

5 steps, one portal. No office visits or phone calls, with your full history in your account.

The process, step by step

01

Case submission

Complete the online form or scan documents with your phone. OCR extracts the data, which you check before sending.

02

Free assessment

We make an initial assessment within one business day of receiving a complete submission. We then let you know the next step.

03

Online agreement

Download the agreement as a PDF, sign it with a free trusted signature through mObywatel albo by hand on paper and send it back.

04

Case handling

Payment demands, claims, experts and hearings. Reserved legal activities are performed by an authorised representative. You can see your case status 24/7.

05

Settlement

Once the case ends, we issue an invoice and settle our fees; for property-related claims, this is after the funds are recovered.

How we help

Compensation

  • Road accident
  • Medical error
  • Accident at work
  • The responsible party's liability insurance

Debt recovery

  • Demand for payment
  • Court claim
  • EPU / order for payment
  • Enforcement by a court enforcement officer

Consumer bankruptcy

  • Assessment of your situation and prospects
  • Compiling documents
  • Application and representation by your chosen representative
  • Repayment plan and debt discharge

Document scanning

A photo of an invoice or payment demand. OCR extracts the data, which you check before submitting your case. Supports PDF, JPG, HEIC and PNG files up to 25 MB.

Learn more →

Mobile app

Case status 24/7, push notifications, case manager chat and secure sign-in with your email and password. Install directly from your browser (PWA), without an app store.

Install the app →

Ready? Get started for free.

Free initial assessment within one business day of a complete submission. No obligation.

I have a question

FAQ

Frequently asked questions

If you have not found an answer, write to us and describe what you need.

Ask a question
What does submitting a case involve?
Complete the online form or scan documents with your phone; OCR fills in key information. Check it before sending. We make a preliminary assessment within one business day of a complete submission.
How do I sign the agreement?
We generate a PDF with your details. Sign the downloaded PDF with a free trusted signature through mObywatel albo by hand on paper and return it through the app or by post. Every agreement is checked by a second person on our team (the four-eyes principle).
How do I track case progress?
Continuously in the portal: status, letters and push notifications whenever something changes, 24/7.
When and how much do I pay?
We settle after the case ends; for monetary claims, settlement is based on the amount actually recovered, in accordance with the agreement.