from 6%
success fee, transparent tiers
For businesses · sole traders and companies
Recover your money from debtors.
B2B debt recovery, from payment demand to enforcement by a court enforcement officer. Case portfolio dashboard, bulk CSV/API submissions and a dedicated account manager, all online. We coordinate bankruptcy and restructuring cases with an independent law firm or adviser.
- Business casesWe work with sole traders and companies
- Success fee*Transparent tiers from 6%; you pay on the amount recovered
- Case portfolio dashboardAll your cases in one place, status available 24/7
- Data protectionGDPR compliance and full confidentiality for your case
Information about our services
0 zł
registration and upfront fees*
24/7
status of all cases in your dashboard
CSV/API
bulk submission of debt portfolios
Ongoing corporate services
Need ongoing receivables portfolio management?
We provide ongoing B2B debt management under the brand Polska Grupa Wierzytelności.
- Corporate portal
- Dedicated account manager
- KPI reports and analysis
Who it is for
Support for businesses
Choose a category and the system will guide you through the relevant questions, documents and agreement. Your case goes straight to the team responsible for that area.
Property damage compensation
Vehicle and property damage, undervalued OC/AC assessments; commission of 15–40% of the amount recovered.
- Vehicle damage claims
- Damage to business property
- Undervalued OC/AC assessments
Individuals and businesses
Debt recovery
We recover overdue debts through amicable settlement, court proceedings and bailiff enforcement; success-based commission from just 6%.
- Demands for payment
- Court claims / EPU
- Enforcement proceedings
Individuals and businesses
Business bankruptcy
Business insolvency: we establish when it arose, gather documents and guide you through the application.
- Insolvency assessment
- Deadlines and management board risk
- Application and documentation
Businesses
Restructuring
An arrangement with creditors instead of bankruptcy, for businesses that are insolvent or at risk of insolvency.
- Business viability assessment
- Choosing the proceedings
- Recovery plan and arrangement
Businesses
Industry specialisations
Sectors where we recover the most difficult debts
In these industries, disputes rarely concern the invoice alone: acceptance records, cost estimates and contractual penalties matter. That is why our team includes engineers, valuers and industry specialists who can substantiate claims with technical evidence.
Construction
Contractual penalties, retention deposits, acceptance of works and subcontractor claims.
Road construction and infrastructure
Settlements with the general contractor, price adjustments and additional works.
Rail transport
Infrastructure contracts, consortia, acceptance and certification of works.
Renewable energy
Solar and wind: EPC settlements, milestones and guarantees.
Transport and logistics (TSL)
Overdue freight charges, OCP/OCS insurance, chains of orders and freight forwarding.
Manufacturing and subcontracting
Component supplies, complaints offset against invoices and long payment terms.
PozwijGo · financing court costs
PozwijGo may cover proceedings costs
Lack of funds for a claim filing fee, expert witness or bailiff does not have to prevent you from pursuing a claim. PozwijGo is our arrangement under which, once your case qualifies, we finance these costs upfront and settle from the amount recovered.
- 01We assess your case's prospects
We check free of charge whether the claim has a basis, its estimated value and how long proceedings may take.
- 02We finance the costs
Once the case qualifies, we pay the claim filing fee, court fees, expert advances and bailiff costs from our budget.
- 03You pay only after recovery
We settle from the amount recovered; if the case is unsuccessful, you do not reimburse the costs we incurred.
What PozwijGo covers
- Claim filing fee and court fees
- Advances for court-appointed experts
- Filing fees, administrative fees and certified translations
- Bailiff advance in enforcement proceedings
Claim filing fee: 5% of the amount in dispute for claims over 20 000 zł; in the electronic court/EPU, 1,25%; maximum 200 000 zł.
Your protection
- If you lose, you do not reimburse our costs
- Settlement after recovery
- Written PozwijGo agreement: full transparency
- The court awards reimbursement of costs against the losing party
Exception: you may incur the opposing party's costs awarded by the court. Ask us for details before deciding.
PozwijGo is available for selected compensation and debt recovery cases once the case qualifies. Contract terms agreed individually.
Benefits
What you get with e‑PGW
Everything you need to handle your case online, transparently and without hidden costs.
For individuals
- Free preliminary case assessment
- Success-based commission, no joining fee*
- Court fees with PozwijGo, subject to eligibility
- Specialist support at every stage
- App with history and notifications
For businesses
- Free preliminary assessment for sole traders and companies
- Bulk submissions via CSV / API
- Portfolio dashboard and reports for accounting
- Dedicated account manager
- VAT invoices and discounts for ongoing cooperation
For everyone
- Online service, with no office visit needed
- Interest-free PozwijGo, subject to eligibility
- Data protection · app hosted on Azure
- Full confidentiality for your case and personal data
- Taking over a case being handled elsewhere
GDPR compliance; hosting with ISO 27001-certified providers (list and locations in the subprocessor register).
See how we could handle your case.
A short consultation is free and carries no obligation. Tell us what happened and we will make an initial assessment of your prospects and explain possible outcomes and next steps.
Recover your money from debtors.
B2B debt recovery. Portfolio dashboard, bulk submissions and a dedicated account manager. Success fee.
from 6%
success fee, transparent tiers
0 zł
registration and upfront fees
24/7
status of all cases in your dashboard
CSV/API
bulk submission of debt portfolios
What we do for businesses
Debt recovery
- Demand for payment
- Negotiation and mediation
- Court claim / electronic order for payment proceedings (EPU)
- Enforcement by a court enforcement officer
Business bankruptcy
- Establishing the date of insolvency
- Deadlines and risks for management board members
- Compiling documents and the application
- Handled by an independent law firm or restructuring adviser of your choice
Restructuring
- Business viability assessment
- Selecting one of four types of proceedings
- Recovery plan and arrangement proposals
- Supervisor or administrator: a licensed restructuring adviser
PozwijGo for businesses
- Court fees upfront
- Advances for expert fees
- Court enforcement costs
- Settlement after recovery
Portfolio dashboard
- Bulk CSV/API submissions
- Status of all cases 24/7
- KPI reports and analysis
- Dedicated B2B account manager
Why e‑PGW for businesses
Success fee: you pay our commission only on the amount recovered
PozwijGo can cover court fees upfront (subject to case eligibility)
Portfolio dashboard: all your cases in one place
Bulk submissions via CSV or API
Data protection · app hosted on Azure
GDPR compliance; hosting with ISO 27001-certified providers (list and locations in the subprocessor register)
Reserved legal activities are performed by advocates/legal advisers of your choice, subject to professional confidentiality
Ongoing corporate services
Need ongoing receivables portfolio management?
We provide ongoing B2B services as Polska Grupa Wierzytelności: a corporate portal, dedicated account manager and KPI reports.
Start with a free assessment
Initial assessment within one business day of receiving a complete submission. We discuss possible scenarios and terms of cooperation. No obligation.
FAQ
Frequently asked questions
If you have not found an answer, write to us and describe what you need.
Ask a question- How do I recover an unpaid invoice?
- Debt recovery proceeds in stages: demand for payment and negotiations, the court stage (order-for-payment proceedings / EPU, with an independent legal adviser or advocate handling the claim and representation), and bailiff enforcement. Many cases can be resolved before court.
- How much does business debt recovery cost?
- Success-based commission from 6% upwards, depending on the stage and risk we take on. No joining fee or subscription. Full tiers: Pricing page.
- Can I submit multiple debts at once?
- Yes, we offer bulk submissions via CSV/API and a case portfolio dashboard with the current status of each case.
- Do you serve large businesses?
- Yes. e‑PGW handles cases for sole traders and companies. We provide ongoing receivables portfolio management under the Polska Grupa Wierzytelności brand.