How do I know my compensation was undervalued?

Common signs include an insurer's estimate below actual repair costs, use of aftermarket rather than original parts, or an undervaluation of property damage. We will recalculate your case free of charge after submission.

What property damage cases do you handle?

Vehicle damage (OC/AC), real estate damage (flooding, fire, theft), damage to business property and claims under property insurance. We pursue the difference between the payment received and the compensation due.

How much does it cost?

Success-based commission on the additional amount we actually obtain. Property damage compensation: 15–40%, depending on the case's difficulty. No joining fee or upfront fees.

I have already received a payment. Can I still pursue an additional amount?

Usually, yes. Accepting an undervalued payment does not prevent you from pursuing the difference, provided the claim is not time-barred. Submit your case and we will check the deadline and potential additional payment.

How do I know my compensation was undervalued?

Common signs include an insurer's estimate below actual repair costs, use of aftermarket rather than original parts, or an undervaluation of property damage. We will recalculate your case free of charge after submission.

What property damage cases do you handle?

Vehicle damage (OC/AC), real estate damage (flooding, fire, theft), damage to business property and claims under property insurance. We pursue the difference between the payment received and the compensation due.

How much does it cost?

Success-based commission on the additional amount we actually obtain. Property damage compensation: 15–40%, depending on the case's difficulty. No joining fee or upfront fees.

I have already received a payment. Can I still pursue an additional amount?

Usually, yes. Accepting an undervalued payment does not prevent you from pursuing the difference, provided the claim is not time-barred. Submit your case and we will check the deadline and potential additional payment.

For individuals and businesses

Underpaid property damage compensation? Recover the difference

Damage to your car, home or business property, but the insurer paid too little? We pursue the difference under OC, AC and property insurance policies. No upfront fees; you pay on success.

Success fee (15–40%)*
PozwijGo: no court fees upfront*
Free repair estimate review
Remote service, no visits to our office

Types of property damage

Vehicle damage

Underestimated repairs, substitute parts instead of original parts (OC/AC).

Damage to real estate

Flooding, fire, theft or an undervalued insurance claim.

Business property

Property damage and business interruption covered by property insurance.

Insurance top-up payment

The difference between the payout and the compensation due.

How we recover your top-up payment

1
Estimate review
We check for free how much the insurer underpaid.
2
Assessing the actual damage
We establish the actual cost of repairing or replacing the property.
3
Pursuing the difference
We submit a substantiated demand for a top-up payment to the insurer.
4
Payment or court proceedings
Where necessary, an independent law firm handles the court case.

We pursue claims at the pre-court stage; an independent law firm provides court representation. This material is for information only and does not constitute legal advice. See also pricing i personal injury after an accident.

Plain language

Has the insurer paid too little?

We review compensation for damage to cars, homes or business property. This concerns the difference between the insurer's payment and the amount that may be claimed under the policy.

What to prepare

Prepare the policy, insurer's decision and cost estimate.
Keep photos of the damage, receipts and repair estimates.
Tell us how much has already been paid and whether a settlement has been signed.

What happens next

We review the insurer's decision and cost estimate.
We determine which documents may establish the actual cost of the damage.
Where there are grounds, we request and substantiate an additional payment.
If the case requires court proceedings, an independent law firm provides representation.

Costs and key limitations

Not every low payment provides grounds for an additional payment. The policy, documents, deadlines and previous arrangements matter. Commission applies to the additional amount actually obtained; offer details are below.

Submitting a case does not mean it has been accepted for handling. Before deciding, you will receive the scope of cooperation and contract terms. See pricing and the answers below. This page is for information only and does not constitute legal advice.

FAQ

Frequently asked questions

If you have not found an answer, write to us and describe what you need.

Ask a question

How do I know my compensation was undervalued?: Common signs include an insurer's estimate below actual repair costs, use of aftermarket rather than original parts, or an undervaluation of property damage. We will recalculate your case free of charge after submission.
What property damage cases do you handle?: Vehicle damage (OC/AC), real estate damage (flooding, fire, theft), damage to business property and claims under property insurance. We pursue the difference between the payment received and the compensation due.
How much does it cost?: Success-based commission on the additional amount we actually obtain. Property damage compensation: 15⁠–⁠40%, depending on the case's difficulty. No joining fee or upfront fees.
I have already received a payment. Can I still pursue an additional amount?: Usually, yes. Accepting an undervalued payment does not prevent you from pursuing the difference, provided the claim is not time-barred. Submit your case and we will check the deadline and potential additional payment.